I work in Thailand and need to send money home every month. I normally use Western Union but the fees are very expensive. Sending 10000 baht costs 400 baht in fees. A friend suggested trying Wise or DeeMoney because they are cheaper. Has anyone used them? How much are the fees and is the exchange rate good? How many days does it take to arrive? Does the money take long to arrive? I send about 15000 baht per month and want to save as much on transfer fees as possible.